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*Rates shown available O.A.C. as at May 31, 2013. The 3 yr Adjustable rate is Prime - 0.10% = 2.90%, and 5 yr Adjustable rate is Prime - 0.35% = 2.65%. All adjustable rates based on the current Prime rate of 3.00%. Rates are calculated semi-annually and not in advance. Terms and conditions apply. BC & ON only. Mortgages processed by Sutton Group Realty Services Ltd. Property must be closing within 45 days to be eligible for the Quickclose rates. Certain rates are applicable to purchases only. Available only to members who purchase a home through a Sutton agent registered with the Sutton Member Program (SMP) except for refinance in which case the individual must be referred by a REALTOR® member of SMP. Applicable mortgages only and subject to Sutton Group Realty Services Ltd. lending criteria for residential properties. Sutton Group Realty Services Ltd. reserves the right to discontinue this offer at any time.